FinTech is Still Rising


This issue marks the first anniversary of Canright’s “FinTech Articles of the Week.” To mark the milestone, we have launched a new website for our financial content,

Over the last two years, we’ve seen FinTech investment increase dramatically and become a distinct market in its own right. We’ve also seen mainstream business and financial media and Google search interest in FinTech explode, as you can see from this Google Trends chart:

Now, on to this week’s links:

FinTech trends, fresh from Finovate Europe 2016

The elimination of middlemen in financial advising, analytics usage in reducing credit loss, and the rise in mobile payment adoption are among the top trends discussed at Finovate this year, as reported by

The short history and long future of the online lending industry

Though alternative lending platforms have managed to snap up some customers that traditional banks have left behind, whether their business models are sustainable remains to be seen, writes Matt Harris in Forbes. Harris examines the rise and longevity of the emerging sector.

The long evolution of financial technology

When you hear the term “FinTech,” you don’t picture the mid-1800s. But in atimeline for The New York Times, Eilene Zimmerman maps the evolution of financial technology from the humble beginnings of the pantelegraph to rise of Alibaba.

Seven bucks is too much to pay for faster payments

Though it’s a good sign for the advancement of real-time payments that U.S. bank is offering the new service to customers, Gareth Lodge argues that charging $6.95 for instant payments is far too high. In a post for American Banker (paywall), Lodge suggests that they may be pricing themselves out of long-term revenue.

Financial services: state of the industry

Microsoft Envision welcomed Jim Marous, co-publisher of The Financial Brand to moderate a state of the industry panel. The top 10 retail banking trends from his “2016 Retail Banking Trends & Predictions” report mostly relate to customer experience, he notes. The discussion on the future of banking, including the relative technology positions of small and large banks, is well worth watching.