“While FinTech disrupts banks, the blockchain disrupts FinTech,” reports NASDAQ in writing about a PwC report on the blockchain. About 83% of financial services companies thinkspecific aspects of their businesses are at risk to various FinTech companies, a PwC survey shows. Among its other findings are: financial institutions underestimate blockchain and consumer banking and payments companies are at risk. In an attempt to make the blockchain easy to understand, IBM presents a basic article on delivering financial services via blockchain, including a link to a technical seminar in Chicago later this summer. Also in Chicago, the Ethereum Meetup featured developer Peter Borah giving a history of web and cryptocurrency developments leading up to today’s Ethereum blockchain and its potential as the universal API. Details in the forthcoming 2016 FinTech Rising report.